Limiting Beliefs About Money – Psychology Secrets of a Wealth Mindset
Limiting Beliefs About Money: How to Build a Wealth Mindset
I want to share something that will completely transform how you understand making money – and why most people stay trapped in financial struggle despite knowing about manifestation.
I discovered something extremely powerful (yet shocking) about why most people stay stuck – despite doing everything “right.”
Before I reveal this, you have to stand back for a second… and look at the bigger picture:
How many people do you know who:
– Work hard at jobs they hate
– Get more degrees and certifications
– Save money and live frugally
– Try to invest and build wealth
– Follow all the “right” steps
Yet years later… they’re still struggling. Still stressed about money. Still trying to figure out why it’s not working.
Here’s the truth – from the moment you entered school, you were programmed for financial struggle and a life of difficulty.
Education System Influence on Money and Financial Success
What most people don’t realize is that this programming started early in our lives and have deep roots.
Think about how you train a dog:
- If you want him to do something = you give him a treat (pleasure)
- If you want him to avoid something = you punish him (pain)
Over time, these become Beliefs. Associations in the subconscious mind – creating automatic behaviors.
The dog doesn’t think – it just moves away from pain toward pleasure.
Now think about what happened in school every day for 15+ years:
‘Doing’ = Painful
Think about it… You get judged, in front of a class of 30 people, for every mistake you make, every wrong thing you do, every time you don’t know something, when you don’t listen what to do, when your work is bad, when you have to do what you don’t know, when you have to improve your work, when you present it to everyone, when you want to play and have to do homework.
There’s always humiliation in front of others, potential to be rejected (and thrown out of the tribe = survival) judgement on how good we are (shame), punishment in front of others (guilt)… We associate pain with everything we do. How we do.
Now 20 years later, we find:
- It’s painful to go to work
- We procrastinate on projects (avoid all potential pain)
- We finish university and get a job where we are TOLD what to do (so it’s safe)
- We get a safe job (job = security)
- We run away after work into pleasure to find balance (smoke, dread break times, watch Netflix and eat unhealthy after work)
- We forget our dreams & passions, and stay within a ‘safe’ job, that we KNOW how to do.
- We stop taking risks, we avoid making mistakes, we lose creativity, spontaneity and imagination
‘Getting’ = Pleasureful
Every time you get something, you get a rewarded with a good grade. Every time you get good grades, you get approval and praise. Every time you listen and follow rules, you are seen as good. Every time you get good grade, achieve, you go home and your family loves and approves of you.
Over 15+ years, you learn that your worth comes from what you GET.
Your brain gets wired to seek getting things and outcomes (buy things to get approved), and avoid doing what is painful and unknown (stray away from a 9-5 safe job).
And now, 20 years later, look what happens:
- We’re obsessed with getting the perfect job (instead of creating meaningful work)
- We chase degrees and certifications (to GET more credibility)
- We want to GET money without doing anything
- We want to GET so bad, that we want it here and now
- We try to GET results before we even start
- We buy things to get approved by others (become consumers instead of creators)
- We wait to DO everything perfect to GET what we want (otherwise we may not GET)
- We lose the joy of doing things, leave our dreams and passions behind
Everything we want to get, now develops a potential of not getting (fear of failure), and even when we may get it, we can always lose it (fear of success). And because these are internal associations and beliefs – we don’t see them creating our barriers to take the right action.
But our brain is designed to help us survive – and our brain see’s any situation, where that potential exists. This is why you may simply feel like ‘I can’t get myself to do this’.
This “getting” mindset is exactly what keeps people stuck. They’re so focused on GETTING money, GETTING success, GETTING results that they create the very resistance that blocks them from having what they want.
The Influence of Employee Mindset
What people don’t know is that our brain always feeds back into the present moment. That every time you say I want to get money, it feeds back affirming, and focusing on ‘I don’t have money right now.
Years of school conditioning creates Internal Resistance – wanting for what we don’t have right now.
And unlike a fear of spider, because these are internal beliefs, people don’t see them causing their anxiety, fear, sadness and barriers.
And in 1900’s schools were reformed to do exactly that – fill up the factories, and get people to do the work they don’t want to do, listen to orders and get enough money to buy products of their businesses, to get approval and recognition.
This created the perfect employee mindset:
- Afraid to make mistakes
- Waiting for permission
- Working for external rewards
- Buying things for status/worth
- Never questioning the system
While for us, this created a destructive cycle:
- Dependance on outcome (getting)
- Which will always have a potential of failure (not getting)
- Creating resistance to avoid pain of doing the work – getting it bad
- Leading to anxiety, procrastination and perfectionism
- Resulting in… sabotaging work, and not getting what we want
Let me share a real example that might sound familiar:
When I worked with Sarah, she wanted to start a consulting business. But instead of focusing on helping clients and building something, she was constantly obsessed about:
- Getting her first client
- Getting her website perfect
- Getting people to like her offer
- Getting everything right
- Getting enough money
And what was the result? Inaction.
Months of procrastination, focus on doing all the wrong actions, fear, and zero actual results and actual income.
The way we overcome this barrier is by understanding how money is made and by reverting back the Extrinsic (outside) motivation, and re-learning Intrinsic (Inside) motivation.
Why Most People Can’t Create What They Want (Despite Doing Everything “Right”)
Let me show you something fascinating about how reality actually works:
Imagine a salesman who’s learned all the “right” techniques. Perfect script, excellent body language, knows exactly when to pause and when to close. But something’s off – and you can feel it.
His smile is slightly too wide. His enthusiasm a bit too forced. He’s saying all the right words but… something inside you knows he’s just trying to get the sale.
Why can you sense this? Because humans have developed mirror neurons over millions of years of evolution. Just like our ancestors could sense when someone smiled while hiding a weapon, we can feel when someone’s outer actions don’t match their inner intentions.
This salesman isn’t bad at sales – he’s communicating from a place of lack. Of needing to GET something from you. And no amount of perfect techniques can hide that energy.
Because many people GET things, and we see that we are not GETTING… we begin to believe that there is a secret thing, tip, trick or tactic in getting what we want.
But it’s not just in what we do – it’s about the place we’re coming from.
I had a client who perfectly illustrated this shift. For years, he tried every sales technique imaginable. Read all the books. Took all the courses. But kept hearing “I’ll think about it” from potential clients.
Why?
Because beneath his perfect sales script, people could sense his desperation to make the sale.
Then something fascinating happened. After we worked on transforming his inner programming, he actually forgot most of those sales techniques. But his results completely transformed.
Instead of trying to GET clients, he naturally focused on understanding their problems. Instead of needing to close deals, he genuinely explored how he could help. His communication came from abundance rather than scarcity.
The Real Truth About Creating Money
Here’s something that will completely change how you see making money:
Most people are stuck in the “getting” trap. They:
- Want to GET money
- Want to GET success
- Want to GET results
- Want to GET recognition
- Want to GET security
But here’s what nobody tells you – this “getting” mindset is exactly what keeps you poor.
Why?
Because it’s the same programming you learned in school:
- GET good grades
- GET teacher’s approval
- GET the right answer
- GET the certificate
- GET the job
This creates a dangerous pattern:
- You focus on the outcome (getting)
- This triggers fear of failure (not getting)
- Which creates resistance to doing the work
- Leading to procrastination or perfectionism
- Resulting in… not getting what you want
The Simple Truth About Creating Real Wealth
Money is simply an exchange for value created. You ether do something or build something that helps someone else.
You cannot make money, if you find it painful to do things, make mistakes, take risks, be seen etc. This is why this is so big and important.
It flows naturally when you focus on DOING and CREATING rather than 'getting'.
Think about the wealthiest people you know. They’re not focused on getting money. They’re obsessed with:
- Creating solutions
- Solving problems
- Delivering value
- Helping others
- Building something meaningful
I had a student who reminded me of my own journey. Just like I spent 6 years jumping between different online fitness coaching programs, trying to GET results, trying to GET clients, trying to GET money… he was stuck in the same pattern with his marketing business – chasing success but never seeing results.
I know how painful it can be, because after my first relationship broke, I found out that our closest friends were talking behind me, ‘Vytas works so hard, yet he never gets anywhere’, and ‘Look at her (my ex girlfriend), she started a business and she made money’.
Having turned-around that painful past, from those years of feeling like ‘it’s gonna come’ to now making $2k/days regularly, having written 7 bestselling books, and becoming the best in belief reprogramming – his patterns were immediately familiar.
I shared with him the same principle that changed everything for me: Instead of trying to GET clients, focus on CREATING real value.
Just like I shifted from trying to get the perfect website, get the perfect image, get a perfect product… to actually getting things DONE, and helping people (which has now reached over 126,000 people in 150+ countries), he started focusing on actually helping local businesses improve their sales.
He literally dropped all his perceptions of ‘expectation’, just entered through the doors, and began to see and communicate ‘How I can help you make more money’.
The result? Within 90 days he had more clients than he could handle by himself.
How?
Because people also began to sense his communication from WITHIN… that he wants to GIVE rather than GET… and they felt comfortable doing business, and trusting him. He started to NATURALLY attract money, as part of who he became.
This was the same thing I experienced… when I started giving away my best stuff, people started to come in. And I realized, that it was never about getting things… it was always about doing, and sharing.
It was all about opening up that abundance within. And eliminating all that scarcity.
How to Align Your Life With Abundance and Natural Success
By now you have to realize that it is not your thought, or your actions dictating your success.
It’s you Beliefs, that create all vibrational energies that they represent. All your thoughts, perceptions, intentions, words and actions are energies that influence the physical world.
You have to replace the scarcity programming, and behaviors – with abundance, self-sufficiently programming, that will naturally manifest your circumstances in ways that you can not predict.
Why does this work? Because when you stop trying to GET and start focusing on CREATING, you align with how money actually flows.
This is the hidden key to manifestation:
- Instead of trying to get money – create value
- Instead of trying to get clients – solve problems
- Instead of trying to get success – do meaningful work
- Instead of trying to get recognition – help others win
The Simple Truth About Breaking Free from The System
Think about what’s really at stake here:
Every morning, millions of people wake up to an alarm they hate, drag themselves to jobs that drain their soul, and spend their best hours doing work that means nothing to them. All for a paycheck that barely covers their bills.
But the real cost isn’t just financial. It’s about freedom. About reclaiming your life.
It’s all programming that keeps millions trapped in these lives, that they never really wanted, but were made to believe, that this is ‘reality’.
But here’s the truth: Breaking free is simpler than you think.
Your brain is like a computer – it simply runs the programs it’s given. And just like a computer, those programs can be updated.
You just need to understand how your mind actually works, and how to reprogram it.
Because when you do learn how to change your limiting beliefs into positive ones that serve you, something remarkable happens:
- Fear of failure loses hold and increases potential and belief of what is possible
- Procrastination turns into natural motivation to do things
- Self-doubt shifts into natural confidence – to express
- Scarcity mentality (wanting) becomes abundance mindset (having) *real meaning of gratitude
- Resistance turns into natural flow of creating your life
Once you understand its patterns, the principles that create your life – you can use them to gain control of the process, rewrite your story, and choose your future experience.
This isn’t just change – it’s transformation at the deepest level.
How to Reprogram Limiting Conditioning:
Step 1: Recognize Your Patterns
Start by looking inward. What do you keep wanting but never achieving? Where do you feel stuck or avoid discomfort? Write these patterns down—they reveal the hidden beliefs shaping your life.
Step 2: Turn Resistance Into Acceptance
Identify the pain behind your belief. For example, if you think, “Money is hard to earn,” consider where that idea comes from—maybe childhood struggles or societal messages.
Now, reframe it: What if earning money was easy and natural? Recall times when making money felt effortless or enjoyable. Focus on neutral acceptance—where money is just a tool, not a struggle.
Step 3: Gather Evidence
Find proof for your new belief. Look for moments, big or small, that support it—like compliments, successes, or easy wins. Each example strengthens your brain’s new way of thinking.
Step 4: Reinforce Daily
For 21–30 days, review your list, reflect, and add new evidence. Pair positive feelings with repetition to solidify the belief. Over time, it will become second nature—part of who you are.
Transform Your Financial Reality Even Faster
When you follow this process, something incredible happens:
Your perception shifts. You start seeing opportunities everywhere. Money flows more easily. Success feels natural. Fear dissolves into excitement.
Why? Because you’ve broken free from your programming.
This isn’t about:
• Working harder
• Learning more skills
• Following better systems
• Using manifestation techniques
It is when you reprogram the invisible limiting beliefs of - rejection, guilt, shame, that are tied with making money or being wealthy, when your behavior, emotions and naturally creative energies begin to flow - creating different results in your life.
You have to improve and re-program that, which is keeping you from moving forward in your life.
If you would like to accelerate this proccess and discover exact money limiting beliefs that are holding you back, I recommend visiting Self-Master Academy and unwiring them once and for all.
*To find out specific, money limiting beliefs I highly recommend – ‘No More Money Limiting Beliefs’ book, that has compiled a list of 10 major money limiting beliefs.
And I recommend reading a physical book. The reason for this is very powerful (you may not want to make this mistake). I recommend reading this article to know why ‘How to Manifest Faster And Transform Your Subconscious Mind 100x Quicker‘
